health
5 things that are not covered in the Medicare policy
Traditional Medicare covers a lot of medical expenses after you turn 65. Hospital insurance (or Part A) helps people pay for inpatient hospital stays, skilled nursing facilities, hospice, surgery, and home care. Medical insurance (or Part B) covers doctor’s visits, outpatient care, preventive services, and medical equipment and supplies. Despite these provisions, there are some significant gaps in Medicare coverage. Here’s a brief look at what is not covered by traditional Medicare: Dental care Routine dental services such as fillings, cleanings, and X-rays are not covered by Medicare. It only covers some dental services that people may get as a part of their hospital stay. The Medicare Advantage plan covers some extra services, but those looking for holistic dental insurance may need a separate coverage policy. Eye exams Eye exams for glasses or contact lenses are not covered under Medicare. The glasses and lenses themselves are not covered either. Medicare Part B partially covers one pair of glasses or contacts for people undergoing cataract surgery. Hearing aids The cost of hearing aids and the exam required for getting hearing aids are also not covered by Medicare. However, diagnostic hearing exams may be covered if prescribed by a doctor. Opting for the Medicare Advantage plan may be better for people seeking additional hearing benefits.
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